Today’s traveler can and should get travel insurance. A lot of things can go wrong when traveling today. For example, your trip may be canceled, your baggage could be lost, and you may have a medical emergency. All these expenses can be covered by some of today’s insurance companies. So before you travel, consider insurance. Here are two examples that I have encountered.
Example 1
We had a friend visiting us from England. During her visit we went horse back riding. She fell while riding, right on her back. Seeing she was in pain, we did not want to move her and went and called 911. The Emergency Medical Technicians (EMT) transported her to the hospital where she was diagnosed with a severely bruised back. She spent several days in pain, but fortunately she recovered. The best thing of all this, she had travel insurance and was fully covered.
Example 2
Another friend came and visited us while we lived in Alaska. One day she complained of a swollen spot on her leg. After applying home remedy it only got worse. We took her to the emergency room where she was diagnose with a spider bite. After the proper treatment, she was released and had a full recovery. And of course, the best part of this experience was she had insurance. So she was fully covered.
Travel insurance not only covers you medically, but will pay for lost baggage and trip cancellation. With the large amount of trip disruptions because of weather concerns and tightened security at airports, it may be worthwhile to look into insurance.
By: Jim Chase
Posts Tagged ‘Traveler’
Why Get Travel Insurance?
April 24th, 2010Travel Insurance For Backpackers
April 16th, 2010
Travel insurance for backpackers is a special insurance that is specifically designed to provide coverage to people backpacking in exotic, but dangerous locales.
It’s a well established fact that you should always have insurance when you travel abroad. However, when you are planning out a trip it can be the least of your worries getting insurance since there are so many other things to plan. It can be easy to forget about getting insurance in the rush of trip planning. However, don’t make this mistake. Travel insurance is unimportant, until you find yourself in a situation where you really need it. And if you do and don’t have adequate insurance, you could find yourself in a very bad situation indeed.
Now travel insurance for backpackers is a special sort of coverage specifically designed for people who take a bit more risk than the normal traveler. If you go to certain areas and participate in certain activities, you may not be covered by regular insurance. To get the coverage you need, you are going to have to get special coverage for that level of risk. This is where backpackers insurance comes in.
Where can you get the best travel coverage for backpackers? There are many online companies that do offer very solid backpacking insurance packages. But, be a good consumer and check out as many different companies as possible and compare what they have to offer. You will be able to pick out the cheapest deals by spending some time looking around online.
By: David Jack Thomson
